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Checking Accounts

VIP Interest Checking


Direct Deposit makes this account right for you!

• No minimum balance requirements
• MasterCard® Debit/ATM card
• Internet banking & eStatements
• Security alerts (text and/or email)
• Automatic transfers for savings or loans
• Waive the $10 maintenance service charge with a regular deposit of $100 or more/statement cycle

Premium features of VIP Interest Checking
• Competitive interest rates
• Mobile banking
• Online bill pay

Premium Interest Checking


Higher balances get higher interest and free checks!

• MasterCard® Debit/ATM card
• Internet banking & eStatements
• Security alerts (text and/or email)
• Automatic transfers for savings or loans
• Waive the $10 service charge with a minimum balance of $1,000 or more/statement cycle

Premium features of VIP Interest Checking
• One free box of checks per year*
• Higher interest rates with balances of $2,500 or more
• Competitive interest if balance falls below $2,500
• Mobile banking
• Online bill pay


**Oneida Savings provides checks. No substitutions.
No transferable value. Customer will not be reimbursed for checks purchased on their own. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.

Totally Free Checking


No costs, no hassles, just free banking.

• No minimum balance requirements
• No maintenance service charge
• MasterCard® Debit/ATM card
• Internet banking & eStatements
• Security alerts (text and/or email)
• Automatic transfers for savings or loans

Add-on Features ($5.00 each/mo.)
• Mobile banking
• Online bill pay

Student Checking


For college students age 18-25

• No minimum balance requirements
• MasterCard® Debit/ATM card
• Internet banking & eStatements
• Security alerts (text and/or email)
• Automatic transfers for savings or loans

Premium features of Student Checking
• Mobile banking
• Online bill pay
• Links to savings account for overdraft protection
• 5 checks/statement cycle FREE ($.50 per check thereafter)
• Refund up to four (4) foreign ATM fees/statement cycle
• At age 26 account converts to VIP Checking Account

eChecking



• Minimum balance requirement of $1,000
• MasterCard® Debit/ATM card
• Internet banking & eStatements
• Security alerts (text and/or email)
• Automatic transfers for savings or loans
• Waive the $15 maintenance service charge if account balance is met

Premium features of eChecking
• Mobile banking
• Online bill pay
• Refund up to five (5) foreign ATM fees/statement cycle
• 5 checks/statement cycle FREE ($.50 per check thereafter)

• Debit Card
• Direct Deposit
• Savings option
• Internet Banking
• Free security alerts; text and email
• eStatements
• Automatic payment of loans
• Easy-to-balance monthly statement
• Thank you gift
• Up to $25 for your old checks and check card

Solutions Center
315-363-2000