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    Home > Personal Banking > Checking > Checking Accounts


    Checking Accounts


    We're happy to help you select the one that's right for you.

  • Routing Number
  • Checking/Gift/Cash
  • Easy Switch Kit
  • Checking Accounts
  • Direct Deposit
  • ATM/Check Card
  • Free Bill Pay
  • ATM Locations
  • Check Reorder
  • MasterCard® SecureCode
  • Green Checking
  • eStatements

  • Oneida Savings is committed to offering great value in checkingówith options to fit your lifestyle!

    With every new account you get a free thank you gift. Click here for details.

      VIP Interest Checking


      Direct Deposit makes this account right for you!
    • No minimum balance requirements
    • MasterCard® Debit/ATM card
    • Internet banking & eStatements
    • Security alerts (text and/or email)
    • Automatic transfers for savings or loans
    • Waive the $10 maintenance service charge with a regular deposit of $100 or more/statement cycle

    • Premium features of VIP Interest Checking
    • Competitive interest rates
    • Mobile banking
    • Online bill pay

      Premium Interest Checking


      Higher balances get higher interest and free checks!
    • MasterCard® Debit/ATM card
    • Internet banking & eStatements
    • Security alerts (text and/or email)
    • Automatic transfers for savings or loans
    • Waive the $10 service charge with a minimum balance of $1,000 or more/statement cycle

    • Premium features of VIP Interest Checking
    • One free box of checks per year*
    • Higher interest rates with balances of $2,500 or more
    • Competitive interest if balance falls below $2,500
    • Mobile banking
    • Online bill pay

    • **Oneida Savings provides checks. No substitutions.
      No transferable value. Customer will not be reimbursed for checks purchased on their own. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.

      Totally Free Checking


      No costs, no hassles, just free banking.
    • No minimum balance requirements
    • No maintenance service charge
    • MasterCard® Debit/ATM card
    • Internet banking & eStatements
    • Security alerts (text and/or email)
    • Automatic transfers for savings or loans

    • Add-on Features ($5.00 each/mo.)
    • Mobile banking
    • Online bill pay

      Student Checking


      For college students age 18-25
    • No minimum balance requirements
    • MasterCard® Debit/ATM card
    • Internet banking & eStatements
    • Security alerts (text and/or email)
    • Automatic transfers for savings or loans

    • Premium features of Student Checking
    • Mobile banking
    • Online bill pay
    • Links to savings account for overdraft protection
    • 5 checks/statement cycle FREE ($.50 per check thereafter)
    • Refund up to four (4) foreign ATM fees/statement cycle
    • At age 26 account converts to VIP Checking Account

      eChecking


    • Minimum balance requirement of $1,000
    • MasterCard® Debit/ATM card
    • Internet banking & eStatements
    • Security alerts (text and/or email)
    • Automatic transfers for savings or loans
    • Waive the $15 maintenance service charge if account balance is met

    • Premium features of eChecking
    • Mobile banking
    • Online bill pay
    • Refund up to five (5) foreign ATM fees/statement cycle
    • 5 checks/statement cycle FREE ($.50 per check thereafter)


    FREE with EVERY account
    • Debit Card
    • Direct Deposit
    • Savings option
    • Internet Banking
    • Free security alerts; text and email
    • eStatements
    • Automatic payment of loans
    • Easy-to-balance monthly statement
    • Thank you gift
    • Up to $25 for your old checks and check card


     


    If you don't see something
    you're looking for, or have any questions please feel free to call us.

    Solutions Center
    315-363-2000


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