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    Home > Personal Banking > Consumer Loans > Home Equity Advantage

    The Home Equity Advantage

    Tap into the cash in your home and make your dreams a reality.

  • View Rates
  • Home Equity Lines & Loans
  • The Home Equity Advantage
  • Save with Auto Pay
  • Auto Loans
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  • Business Loans

  • By borrowing against the equity in your home, you can use a Home Equity Loan or Line of Credit to create opportunities, manage unforeseen emergencies, or pay for large expenses.

    The Home Equity Advantage

    Here are a few of the biggest advantages of this type of loan:

  • Low rates
  • Fast approvals
  • Closing may be done at any of our convenient locations
  • No annual fees
  • No closing costs
    (ask one of our loan officers for details)
  • Tax deductible interest
    (ask your advisor for more information)

  • The Oneida Savings Advantage

    We're fast and flexible. We offer competitive rates and money-saving repayment plans. We'll meet with you at your convenience to discuss all of your borrowing options.

    Fast Approval

    Most loan applications can be processed in about one hour.

    If you don't see something
    you're looking for, or have any questions please feel free to call us.

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