Connect with us.  Oneida Savings Bank on Facebook Oneida Savings Bank on Twitter Oneida Savings Bank on LinkedIn
 Fraudulent Card Fraud Phone Calls  Updated October 24thth 2014
Enroll Now
Trouble Signing In?
Oneida, NY (315) 363-2000
1 (800) 211-0564 (press 0)
 
Helpful Information
  • Site Map
  • Routing Number
  • Current Rates
  • Locations & Hours
  • ATM Locations
  • Financial Calculators
  • Solutions Center
  • Investor Relations
  • Useful Links
  • Victim Of Identity Theft?


  • Additional Services
  • Insurance Services
  • Benefit Consulting
  • Workplace Health Solutions


  • To report a Lost or Stolen
    ATM or Check Card:


    Call (315) 363-2000 during
    business hours,
    or toll-free 1-800-528-2273
    after hours.

    Home > Personal Banking > Deposit Account Options > Rates


    Deposit Rates



    Savings Accounts Effective 9/7/2011
    Type of Account Minimum Balance Interest Rate Annual Percentage Yield
    Regular Savings $25 .10% .10%
    Statement Savings $25 .15% .15%
    Christmas Club $1 .10% .10%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Time Deposit Accounts (Greater Than $500) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $500 .10% .10%
    6 Month $500 .25% .25%
    12 Month $500 .45% .45%
    18 Month $500 .60% .60%
    24 Month $500 .70% .70%
    30 Month $500 .80% .80%
    36 Month $500 .90% .90%
    48 Month $500 1.15% 1.16%
    60 Month $500 1.40% 1.41%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Time Deposit Accounts (Greater Than $10,000) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $10,000 .15% .15%
    6 Month $10,000 .30% .30%
    12 Month $10,000 .50% .50%
    24 Month $10,000 .75% .75%
    30 Month $10,000 .90% .90%
    36 Month $10,000 1.00% 1.01%
    48 Month $10,000 1.25% 1.26%
    60 Month $10,000 1.50% 1.51%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Individual Retirement Account (IRA) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    6 month $500 .30% .30%
    1 year $500 .50% .50%
    2 year $500 .75% .75%
    3 year $500 1.00% 1.01%
    4 year $500 1.25% 1.26%
    5 year $500 1.50% 1.51%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Interest Checking Effective 12/11/2012
    Type of Account Minimum Balance ($) Interest Rate Annual Percentage Yield
    Money Market Checking 0-999.99 0.00% 0.00%
    1,000-9,999.99 .05% .05%
    10,000.00-24,999.99 .10% .10%
    25,000 and over .15% .15%
    Premium Interest Checking 0-2,499.99 .05% .05%
    2,500.00 and over .10% .10%
    Interest Checking All Balances 0.05% 0.05%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    About | Careers | Contact | Privacy | BHL Insurance | BCG Benefit Consulting Group | WHS Workplace Health Solutions | ONFC Oneida Financial Corp.
    Copyright © 2014 Oneida Savings. All rights reserved. | Site Disclaimer | Contact Webmaster | Site Map | Member FDIC | Equal Housing Lender | Equal Opportunity Employer
    Text size: