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    Home > Rates > Deposit Accounts


    Deposit Rates



    Savings Accounts Effective 9/7/2011
    Type of Account Minimum Balance Interest Rate Annual Percentage Yield
    Regular Savings $25 .10% .10%
    Statement Savings $25 .15% .15%
    Christmas Club $1 .10% .10%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings

    Time Deposit Accounts (Greater Than $500) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $500 .10% .10%
    6 Month $500 .25% .25%
    12 Month $500 .45% .45%
    18 Month $500 .60% .60%
    24 Month $500 .70% .70%
    30 Month $500 .80% .80%
    36 Month $500 .90% .90%
    48 Month $500 1.15% 1.16%
    60 Month $500 1.40% 1.41%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Time Deposit Accounts (Greater Than $10,000) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    3 Month $10,000 .15% .15%
    6 Month $10,000 .30% .30%
    12 Month $10,000 .50% .50%
    24 Month $10,000 .75% .75%
    30 Month $10,000 .90% .90%
    36 Month $10,000 1.00% 1.01%
    48 Month $10,000 1.25% 1.26%
    60 Month $10,000 1.50% 1.51%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Individual Retirement Account (IRA) Effective 11/27/2012
    Term Minimum Balance Interest Rate Annual Percentage Yield
    6 month $500 .30% .30%
    1 year $500 .50% .50%
    2 year $500 .75% .75%
    3 year $500 1.00% 1.01%
    4 year $500 1.25% 1.26%
    5 year $500 1.50% 1.51%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
    -Penalty may be imposed for early withdrawal

    Interest Checking Effective 12/11/2012
    Type of Account Minimum Balance ($) Interest Rate Annual Percentage Yield
    Money Market Checking 0-999.99 0.00% 0.00%
    1,000-9,999.99 .05% .05%
    10,000.00-24,999.99 .10% .10%
    25,000 and over .15% .15%
    Premium Interest Checking 0-2,499.99 .05% .05%
    2,500.00 and over .10% .10%
    Interest Checking All Balances 0.05% 0.05%
    Notes:  -Rates are subject to change without notice
    -Fees assessed may reduce earnings
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